What’s your net wealth look like…. Here’s mine
Here’s a breakdown of our net wealth by % for FY25 and FY26.
Why is this important? Because most people have never actually calculated their net wealth and even fewer understand where it’s concentrated.
For a lot of Australians, their wealth sits in two places only: 🏡 Their home 🔒 Their super
And while both are important, they’re also restrictive.
Think about it: You don’t want to sell your home. You can’t access your super until 60. So where’s the flexibility? Where’s the cashflow? Where are the options?
That’s where investing comes in.
Putting your eggs in different baskets gives you:
- More liquidity
- More cashflow
- More buffers
- More opportunities
- Less risk tied to one asset
Over the past year, I’ve intentionally reduced how much of our wealth was tied up in property. Not because I don’t believe in property — I absolutely do. But because I wanted to increase cashflow, build stronger buffers, and open the door to other asset classes. including the potential to purchase a business.
Wealth isn’t just about growth. It’s about options. And diversification gives you exactly that.
*This is based on my personal circumstance and should not be taken as financial advice. Individuals should always look at their own circumstances and consult with qualified professional’s when making decisions.
